Complete Finance Options
Loan Solutions for Every Property Need
Whether buying your dream flat in Bhiwandi, constructing a home, or financing a commercial warehouse, we ensure maximum loan amount approval.
Home Purchase Loan
Financing for new or resale residential apartments, 1BHK/2BHK/3BHK flats, row houses, and bungalows in Bhiwandi & MMR.
- Rate: Starting from 8.35% p.a.
- Tenure: Up to 30 Years
- Funding: Up to 90% of property cost
- PMAY & Tax Benefits under 80C & 24(b)
Loan Against Property (LAP)
Unlock high-value liquidity by mortgaging your existing residential or commercial property for business expansion or personal requirements.
- Rate: Starting from 9.25% p.a.
- Loan Amount: Up to ₹5 Crores
- Tenure: Up to 15 - 20 Years
- Retain property ownership & usage
Commercial & Warehouse Loan
Specialized credit facilities for purchasing commercial shops, offices, and logistics warehouses along Bhiwandi industrial corridors.
- Rate: Starting from 9.50% p.a.
- Funding: Up to 75% of market value
- Custom repayment for business cashflow
- Approved for industrial & warehouse hubs
Plot + Construction Loan
Composite loan that covers both the acquisition of a residential NA plot and the phased construction of your customized home.
- Rate: Starting from 8.75% p.a.
- Stage-wise construction disbursements
- Up to 80% of total estimated cost
- Technical & structural valuation assistance
Balance Transfer & Top-Up
Switch your existing high-cost home loan from other banks or NBFCs to a significantly lower interest rate and reduce monthly EMI burden.
- Cut down EMI by up to 15% - 25%
- Instant Top-Up loan up to ₹50 Lakhs
- Minimal paperwork & quick takeover
- Zero penalty transfer options
Heavy Deposit Assistance
Unique financial facility crafted specifically for Bhiwandi's popular heavy-deposit rental system without having to lock all your savings.
- Deposit coverage: ₹5 Lakhs to ₹25 Lakhs
- Live rent-free with lump-sum deposit
- Quick disbursal within 3 working days
- Flexible repayment structures
Smart Financial Planning
Interactive Home Loan EMI Calculator
Adjust loan amount, interest rate, and tenure to calculate your exact monthly EMI and total interest.
Tip: Increasing your loan tenure lowers your monthly EMI, but increases overall interest payable. Choose a tenure where EMI is approximately 40%–50% of your net monthly income.
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Trusted Lending Network
Our Official Banking & NBFC Partners
We negotiate with leading nationalized and private banks to secure you lowest processing charges and fast approvals.
Hassle-Free Verification
Required Documents Checklist
Keep these documents handy for quick 48-hour door-step collection & instant pre-sanction.
For Salaried Applicants
- PAN Card & Aadhaar Card copy
- Last 3 Months Salary Slips
- Last 6 Months Salary Account Bank Statement
- Latest Form 16 & IT Returns (2 Years)
- Company ID Card & Proof of Employment
- 2 Passport Size Photographs
For Self-Employed / Business
- PAN Card, Aadhaar Card of Applicant & Co-applicant
- Business Proof: GST Certificate / Gumasta License
- 3 Years ITR with Computation of Income
- Audited Balance Sheet & Profit/Loss statement
- 12 Months Current & Savings Bank Statements
- Partnership Deed / MOA & AOA (if applicable)
Property Documents
- Copy of Allotment Letter / Agreement to Sale
- Builder Payment Receipts / Down Payment Receipt
- Title Chain of Deeds & 30-Year Search Report
- Approved Floor Plan & Commencemence Certificate (CC)
- Property Tax Receipts & Society NOC (if resale)
- Bank Approved Project Certificate (if builder flat)
Apply for Easy Property Finance
Fill in your details and our senior loan officer will call you back with pre-approved options within 2 hours.
Ways to Contact Directly
Have immediate questions about your loan eligibility or interest rate offers? Connect directly:
Visit Our Office
HomeKey 550, Shivaji Chowk, Dhamankar Naka Road, Bhiwandi - 421302, Maharashtra, India
